Non-recourse factoring

VTB Factoring provides non-recourse factoring — a unique opportunity to raise external financing and eliminate trade credit risks.
The solution includes financing of up to 100% of the amount of the assigned receivable and transferring credit risk to the Factor.

Our services

Non-recourse factoring is an efficient way to finance working capital via transfer of accounts receivable to VTB Factoring. It includes the following services
Financing
Your shipping documentation instantaneously turns into freely transferable cash
Credit risk insurance
Risk of the Buyer’s nonpayment remains with VTB Factoring
Receivables management and collection
Daily Monitoring of the status of receivables and the specially designed procedure on reminding in case of the delays of payments
Credit management
Analysis of the debtors’ creditworthiness, including their credit analysis
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Stages of the transaction

Shipment of goods to the Buyer on conditions of payment deferral
Transfer of goods delivery documents to VTB Factoring
VTB Factoring transfers up to 100% of the invoice to the Supplier
The payment deferral under the contract should not exceed 365 days
The Buyer pays 100% of the value of the goods by transferring the money to the VTB Factoring account
Payment of factoring fees to VTB Factoring

VTB Factoring eliminates the risk of the receivables default

Increase in sales volumes
Timely financing increases opportunities to attract new customers, expand a range of goods and therefore improve sales and profit.
Optimization of balance sheet structure
In case of factoring the volumes of the Supplier’s accounts payable do not increase, which allows your Company to attract additional financing in the form of a credit line or an overdraft
Reduction in administrative expenses
The Client does not have to monitor and collect accounts receivable, which may be costly in terms of financial and human resources
Elimination of cash gaps
Personalized financing schedule allows to get money on the day of shipment in required volumes
Expenditures planning
The factoring fee is paid only after the debtor redeems the debt upon expiry of the payment deferral under the contract
Clients who have successfully improved their financial indicators

VTB Factoring is the leader in non-recourse factoring

220 200,47
turnover MIO RUR
210 534
invoices have been financed
178
the number of clients