Recourse factoring

Recourse factoring is an efficient way to finance working capital via transfer of accounts receivable to VTB Factoring.

Our services

VTB Factoring encourages large and quick boost of your cash flow.
Financing
Your shipping documentation instantaneously turns into freely transferable cash
Receivables management and collection
Daily Monitoring of the status of receivables and the specially designed procedure on reminding in case of the delays of payments
Credit management
Analysis of the debtors’ creditworthiness, including their credit analysis
Credit risk insurance
Extension of a grace period for debtors in the event of the debtor’s failure to pay for the receivable on time.
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Stages of the transaction

Shipment of goods to the Buyer on conditions of payment deferral
Transfer of goods delivery documents to VTB Factoring
The payment deferral under the contract should not exceed 365 days
The Buyer pays 100% of the value of the goods by transferring the money to the VTB Factoring account
VTB Factoring transfers to your account up to 90% of supply amount
Payment of factoring fees to VTB Factoring

Recourse factoring is an efficient solution for the following tasks

Increase in sales volumes
Timely financing increases opportunities to attract new customers, expand a range of goods and therefore improve sales and profit.
Optimization of balance sheet structure
In case of factoring the volumes of the Supplier’s accounts payable do not increase, which allows your Company to attract additional financing in the form of a credit line or an overdraft
Reduction in administrative expenses
The Client does not have to monitor and collect accounts receivable, which may be costly in terms of financial and human resources
Elimination of cash gaps
Personalized financing schedule allows to get money on the day of shipment in required volumes
Expenditures planning
The factoring fee is paid only after the debtor redeems the debt upon expiry of the payment deferral under the contract
Clients who have successfully improved their financial indicators

We're recourse factoring experts

175 254,52
turnover MIO RUR
466 692
invoices have been financed
285
the number of clients